The aim of Digital Payments specialization led by Mastercard is to strengthen Poland’s position among the world leaders in digital payments, building on three core elements:

• Diverse ecosystem of interacting participants,
• Friendly and trustworthy business and regulatory environment,
• Secure and widely used payment innovations.

This will be achieved through developing cooperation mechanisms and market standards to increase the availability, flexibility and the innovativeness of payments in Poland.

We have already launched 3 working groups to address identified challenges and seize opportunities related to digital payments in Poland:

1. 1. Standardization and improvement of user experience and security of payments in e-commerce
   2. Regulatory benchmarking to lay the foundations for a regulatory dialogue in the area of digital payments – based on the analysis of existing regulatory barriers, and best practices from the reference markets
   3. Development of open banking solutions for digital payments, based on the review and update of market standards in the context of new regulations.