The aim of Digital Payments specialization led by Mastercard is to strengthen Poland’s position among the world leaders in digital payments, building on three core elements:
Diverse ecosystem of interacting participants,
Friendly and trustworthy business and regulatory environment,
Secure and widely used payment innovations.
This will be achieved through developing cooperation mechanisms and market standards to increase the availability, flexibility and the innovativeness of payments in Poland.
Partner, Advocate
Rafał Celej is a partner at Kondracki Celej and a leader of the corporate and transactional practice. He has more than thirteen years of transactional experience.
He advises leading domestic and international Venture Capital funds, and emerging growth technology companies on a wide range of corporate matters, including, Venture Capital investments, exits, mergers and acquisitions, and corporate governance matters.
Rafał is a recommended lawyer in the prestigious Chambers FinTech Legal ranking. In 2024, he was recognized as a Leader in the category of Commercial, Corporate Law, Mergers, and Acquisitions and he received a recommendation in the private equity category in the 22nd Ranking of Law Firms “Rzeczpospolita”.
He was also recognized with a prestigious “Rising Star” special award by the Polish legal daily Gazeta Prawna.
He is a regular guest and panelist/moderator in venture capital and technology conferences, such as the LSE Polish Economic Forum (London), Poland 2.0 (London), European Startup Day (Katowice), Venture Day (Gdańsk), and Wolves Summit.
Senior Associate, Advocate
Karolina Piotrowska-Andryszczyk is a senior associate at the Corporate and Transactional practice at Kondracki Celej.
She advises leading domestic and international VC funds and technology companies on a wide range of corporate matters including venture capital investments and exits.
In her day-to-day practice at Kondracki Celej, Karolina provides ongoing legal advice to startup founders, investors and VC funds. She also supports clients in proceedings before the Polish Financial Supervision Authority (KNF).
She participated in a number of legal due diligence procedures, provided corporate services to international companies groups, and advised on the restructuring of foreign companies.
Before joining Kondracki and Celej, she cooperated with international law firm GIDE. She also gained professional experience in law firms providing legal services in matters related to company and commercial law.
PhD Senior Associate, Advocate
Kacper Oleksy is a senior associate and advocate in criminal law and litigation practice at Kondracki Celej. He specialises in criminal cases, including white collar crimes, acting as either defence counsel or victim’s representative.
His several years of professional experience to-date covers a variety of criminal cases, i.a. mismanagement, frauds on financial market, crimes regulated in Financial Instruments Trading Act, official misconduct, as well as common crimes. He advises corporate clients on compliance, including drafting internal policies, procedures and conducting internal investigations.
Apart from criminal law, his experience covers civil law cases, first and foremost commercial cases in the field of unfair competition. He also has experience in different administrative and tax cases.
Besides his professional activities, Kacper Oleksy pursues his academic career. From 2016 to 2020, he completed his PhD studies at the University of Warsaw, Faculty of Law and Administration. He was granted PhD in Legal Sciences in November 2020, based on his PhD thesis on compensation in criminal law and criminal process. He published a few articles in academic journals and joint publications and he conducted classes on criminal proceedings for students.
Advocate
Maria Kozłowska is an advocate specialising in criminal matters, with a particular focus on white-collar crime. She gained experience in a large, reputable law firm, acting as either defence counsel or victim’s representative in criminal proceedings.
She advises companies on issues of corporate criminal liability and mitigation of criminal law risks.
Maria Kozłowska also specialises in compliance. She implements internal procedures and policies in companies, in particular, codes of ethics, anti-corruption policies, whistleblowing and internal investigation policies, as well as she trains employees on them. She conducts internal investigations in companies in connection with suspected irregularities.
In 2021, she was recommended in The Legal 500 EMEA.
Maria Kozłowska has been involved in the activities of Bar Association since the beginning of her legal apprenticeship. She is currently the secretary of the Training Committee of the Polish National Bar Association and a member of the Training Committee of the Warsaw Bar Association, as well as a tutor of 3rd year trainees.
She joined the Firm in 2022.
Lawyer
Angelika Bednarz is an associate in the white-collar crime practice at Kondracki Celej.
She has experience conducting criminal proceedings, particularly in cases involving economic offences and cybersecurity cases, including cases involving phishing, business e-mail compromise fraud.
She also takes part in disciplinary and regulatory proceedings by the relevant professional self-governing bodies and supervisory authorities.
Lawarton is a boutique law firm composed of a team of cohesive lawyers with a unique approach, distinctly different from corporate methods of work. The lawyers at Lawarton fully understand the importance of effective communication and deep understanding of the unique needs of each organization, as confirmed by satisfied clients. The Lawarton law firm offers comprehensive legal support in the areas of financial market regulation, compliance, mergers and acquisitions, AML/CFT, corporate governance, and corporate services. Furthermore, they specialize in capital investments and financing, structuring business processes, commercial contracts, supporting start-ups, and new technologies, including blockchain. Lawarton’s services are characterized by the highest quality and are precisely tailored to the specific needs of the industry and the individual expectations of clients, both in domestic and international business ventures. With their extensive experience, they advise clients at every stage of project and company management, ensuring professional support in every situation.
Wojciech is an experienced lawyer with extensive knowledge in the fields of Fintech, blockchain, corporate governance, and investment structures. At Lawarton, he provides strategic legal advice in various areas, including capital and financial investments, mergers and acquisitions (M&A), and complex business process modeling. His pro-business approach ensures tailored solutions that align with the strategic and operational goals of clients.
Wojciech has advised on numerous prestigious projects, offering comprehensive transactional and investment support. He has significant experience in cross-border transactions, particularly in major markets in Europe and North America. His expertise includes regulatory compliance, investment structure, commercial agreements, and the commercialization of new technologies. This comprehensive legal knowledge enables clients to navigate complex regulatory environments effectively and achieve their business objectives. Wojciech’s work at Lawarton emphasizes a deep understanding of client’s needs and focuses on innovative and effective legal solutions. His practical approach and ability to address technological aspects of Fintech make him an invaluable advisor.
Wojciech is a recognized specialist in the field of financial and regulatory law. As a co-founder of the Lawarton law firm, he serves as a key expert in the regulation of the financial sector, compliance systems, ESG, internal governance, and ethics in the operations of financial institutions. He holds prestigious certifications as an Approved Compliance Officer (ACO) and an Approved Compliance Expert (ACE) issued by the Compliance Institute and Viadrina Compliance Center, attesting to his highest qualifications. His experience includes numerous appearances as a speaker and trainer in the areas of banking regulations, insurance, and anti-money laundering.
Wojciech is also a respected lecturer in Postgraduate Studies in Credit Risk Management and Postgraduate Studies in Cooperative Bank Management at the Warsaw School of Economics, as well as at the School of New Technologies Law organized by the H. Grotius Intellectual Property Law Center.
Thanks to his comprehensive experience and deep knowledge, Wojciech Kapica is not only a lawyer but also a mentor who inspires and shapes future generations of specialists in the field of financial law and compliance.
International law firm Taylor Wessing specialises in regulatory advice to the financial sector, including payments (PSD3/PSR), AML, consumer protection (including CCDII), AI, banking and insurance. We assist the financial institutions, including banks, leasing and factoring companies, financial service providers, IT service providers and fintech companies, with rapidly changing regulatory requirements.
We also provide IT law services, assisting clients with software licensing, cloud services and intellectual property protection, including patents, trademarks and copyright.
Taylor Wessing is a partner you can rely on to help you grow and protect your business in the face of changing market and regulatory challenges.
Łukasz Szymański is a Partner in the Banking and Finance team and heads the Insurance team in the Warsaw office of Taylor Wessing law firm. He focuses on providing legal advice to financial institutions. He has several years of experience in providing legal services to banks, insurers, leasing companies, finance companies, investment funds and financial institutions acting as lenders (including mezzanine lenders). Łukasz also advises lenders and borrowers in project finance transactions.
His practice focuses on three main areas for financial institutions: regulatory (mainly banking and insurance), restructuring and structured finance.
Łukasz regularly acts as a mediator at the Mediation Centre of the Arbitration Court at the Financial Supervision Authority and has also been appointed as an arbitrator of that court since November 2023.
Łukasz graduated from Cardinal Wyszyński University in Warsaw and also studied at the Faculty of Law of Pázmány Péter Catholic University in Budapest. For more than a decade Łukasz was a lecturer at the Department of Civil Law and Private International Law at Cardinal Wyszyński University, where he mainly taught civil law.
Before joining Taylor Wessing, he worked at Deloitte Legal, Wardynski & Partners, K&L Gates and the Polish Financial Supervision Authority.
Łukasz is an attorney-at-law and a member of the Warsaw Bar Association of Attorneys-at-law.
Dr Jakub Pitera is a partner in the Corporate, M&A and Capital Markets team in Warsaw. His practice focuses on financial institutions, IPOs, securities and investment funds. He has extensive experience in capital restructuring processes of the largest Polish and international holding companies. His experience also includes representing clients in regulatory proceedings before the Polish Competition Authority and the Polish Financial Supervision Authority, including proceedings related to mergers and acquisitions.
Prior to joining Taylor Wessing as a partner in 2019, he worked as a counsel at K&L Gates. He also gained experience as a senior associate in renowned Warsaw law firms. For several years, Jakub was a lecturer at the Faculty of Law and Administration at the University of Warsaw and a teaching assistant at the Faculty of Law at the Leon Koźmiński Academy in Warsaw.
Jakub graduated in law from the University of Warsaw. He was a visiting scholar at the Columbus School of Law – Catholic University of America in Washington DC, USA. He received his PhD from the Polish Academy of Sciences (INP PAN) in 2018.
Jakub is an attorney-at-law and a member of the Warsaw Bar Association of Attorneys-at-law.
Dr Magdalena Jaczewska is a Senior Associate at Taylor Wessing in Warsaw. Her practice focuses on banking and finance regulatory matters and compliance, in particular involving advising banks, insurance companies, brokerage houses and investment funds on financial regulations. In addition, Magdalena prepares, implements, and conducts internal audits concerning AML procedures, and develops appropriate risk assessments.
Magdalena regularly participates as a speaker at national and international conferences and is the author of numerous scientific publications on AML and CFT in recognised scientific journals (e.g. Cambridge Law Review, National Security Studies, SIP Lex).
Prior to joining Taylor Wessing, she gained her experience at well-known national and international law firms.
Magdalena graduated in law from the University of Warsaw. In 2022, she defended her PhD thesis on regulatory models in EU anti-money laundering and counter-terrorist financing regulations, prepared at the Department of European Union Law at the University of Warsaw. Magdalena is also a graduate of the Centre for British Law, jointly organised by the University of Warsaw and the University of Cambridge.
Magdalena is an attorney-at-law and a member of the Warsaw Bar Association of Attorneys-at-law.
Marta Janowska is a Counsel at Taylor Wessing in Warsaw. She is an acknowledged expert in Compliance and also supports clients in Corporate, M&A and Capital Markets.
Marta provides advice on the implementation of Compliance systems, in particular in the area of AML, conflicts of interest and public procurement. A large part of her practice is devoted to communication-related aspects with employees and other stakeholders of clients, as well as building an organizational culture necessary to effectively implement Compliance systems. She is an approved Compliance Expert and an approved AML Officer. She supports clients in formulating and implementing Codes of Ethics, procedures for reporting irregularities, conflicts of interest or rules concerning the operation of Compliance units.
Marta has also advised on regulatory issues subject to the supervision of the Polish Financial Supervision Authority (KNF) and has conducted and managed numerous due diligence processes.
Marta provides training and is a regular speaker at conferences and seminars. She is the author of numerous articles on anti-money laundering and terrorist financing.
Prior to joining Taylor Wessing, she worked at Hogan & Hartson and K&L Gates. Marta graduated from the Faculty of Law and completed post-graduate studies at the Center for American Law Studies at the University of Warsaw. She also completed post-graduate studies at the Leon Kozminski Academy in Warsaw.
Marta is an attorney-at-law and a member of the Warsaw Bar Association of Attorneys-at-Law.
Patrycja Sojka is a Senior Associate and a member of the Corporate/M&A and capital markets team at Taylor Wessing in Warsaw, Poland. She advises national and international clients on all areas of corporate law.
Prior to joining Taylor Wessing in 2019, Patrycja worked as an associate at the Warsaw law firms K&L Gates and Chmaj i Wspólnicy. She also gained experience as a trainee in the litigation department of the law firm FIDAL in Paris, France, and at the Office of the Polish Commissioner for Human Rights in Warsaw, in the Constitutional, International and European Law Department.
After graduating from the Faculty of Law and Administration at the University of Warsaw, Patrycja completed her studies at the University of Poitiers with a master’s thesis in French and European commercial law. In addition, Patrycja is completing postgraduate studies in finance and accounting at the Warsaw School of Economics.
Patrycja is an advocate and a member of the Bar Association in Warsaw.
Wardyński & Partners has been a vital part of the legal community in Poland since 1988.
We maintain the highest legal and business standards. We are committed to promoting the civil society and the rule of law. We participate in non-profit projects and pro bono initiatives.
Our lawyers are active members of Polish and international legal organisations, gaining access to global knowhow and developing a network of contacts with the top lawyers and law firms in the world, which our clients can also benefit from.
We apply best global practice in law firm management. We continually improve the firm’s operations, to our clients’ advantage. We hold PN-EN ISO 9001-2015 quality certification for legal services.
We enjoy a reputation as a friendly employer. Our lawyers can grow in professional, business and social terms, including through training programmes on law and management skills.
We share our knowledge and experience through our portal for lawyers and businesspeople (www.inprinciple.plUwaga, link zostanie otwarty w nowym oknie), the firm Yearbook, the new tech law blog (www.newtech.lawUwaga, link zostanie otwarty w nowym oknie), the labour and employment law blog (HRlaw.plUwaga, link zostanie otwarty w nowym oknie), commentary to the new Public Procurement Law Act (komentarzpzp.plUwaga, link zostanie otwarty w nowym oknie – only in Polish) and numerous other publications and reports.
There are currently 150 lawyers in the firm serving clients in Polish, English, French, German, Spanish, Ukrainian, Russian, Czech, Italian and Korean.
We have offices in Warsaw, Poznań, Wrocław and Kraków.
Adwokat, Partner
Daniel Smarduch advises clients on claims trading and management and project finance, including financing of corporate acquisitions, real estate acquisitions and development projects, as well as refinancing of debt. He has participated in major projects for securitisation of secured and unsecured claims. He regularly advises clients on transactions involving individual claims and debt portfolios, including non-performing loans. He has practical experience advising lenders, arrangers, servicers and investors. He also advises on cash-pooling and factoring transactions, and has litigation experience in disputes involving financial institutions.
He joined Wardyński & Partners in 2015, after gaining experience at Polish and international law firms.
Adwokat, Partner
Jakub Barański handles primarily cross-border judicial and arbitration disputes of a commercial nature, particularly disputes arising under the UN Convention on Contracts for the International Sale of Goods. He also takes part in cybersecurity cases, both civil and criminal, including cases involving phishing, business e-mail compromise fraud, and liability of online cryptocurrency exchanges. He has experience in protection of intellectual property rights, particularly trademarks and trade secrets, as well as anti money laundering and terrorist financing regulations.
He is also involved in the operation of the firm’s Korean Desk.
He joined Wardyński & Partners in 2014.
Attorney-at-law
Joanna Werner advises on regulatory aspects of the operation of financial institutions, particularly banks and non-bank lenders.
She supports clients from the financial and FinTech sectors in ensuring that their operations and products comply with legal requirements (regarding such aspects as AML, outsourcing, payment services, consumer credit and blockchain) as well as supervisory guidance.
She represents clients in licensing proceedings before the Polish Financial Supervision Authority. She has also participated in projects such as establishment of a mortgage bank in Poland.
She joined Wardyński & Partners in 2021.
Adwokat, Partner
Krzysztof Wojdyło heads the New Technologies practice.
He handles matters involving blockchain, smart contracts, FinTech, commercialisation of new technologies, telecommunications, robotics, and anti money laundering. He takes part in major projects relating to new technologies law and regularly advises startups as well as large companies from the new technologies sector.
He is the author or co-author of publications on crowdfunding, robotics, virtual currencies, and new technologies in the financial services sector, and writes for the banking law journal Monitor Prawa Bankowego. He has often spoken at conferences and seminars, including events organised by the International Bar Association. He runs training sessions for leaders of startups and is active in the regulatory working group of the Coalition for Polish Innovations.
He joined Wardyński & Partners in 2005.
Adwokat
Rafał Kuchta handles regulations involving blockchain, FinTech (in particular payment services and consumer credit) and anti-money laundering. He also advises in cases involving trust services, cybersecurity, and data protection.
He joined Wardyński & Partners in 2014.